PAJoe.com Public Adjusters

What They Do

Water DamageMoldFire and Smoke

• Fire Damage Claims
• Mold Damage Claims
• Roof Damage Claims
• Water Damage Claims
• Boat Damage Claims
• Free Property Inspection
• Marine Vessel Claims
• Marina & Dock Claims
• Cargo & Equipment Claims
• Business Interruption Claims

In Their Own Words

At PA Joe Public Adjusters, we work exclusively for homeowners—not insurance companies. Our licensed team specializes in handling insurance claims for water, mold, fire, roof, and boat damage. We understand how stressful the claims process can be, which is why we carefully inspect, document, and negotiate on your behalf to secure a fair and accurate settlement. Our goal is to protect your property, your investment, and your peace of mind. If you suspect damage to your home or boat, we offer free inspections and clear, expert guidance from start to finish. We’re available seven days a week to respond quickly when you need us most.

Written by the business on its public profile. We have not verified these claims.

Before You Call PAJoe.com Public Adjusters

1. Do you take moisture readings every day and will you give me the drying log?
2. Are your technicians certified in water damage restoration?
3. Where do you think the moisture is coming from, and who fixes it?
4. Will you set up containment and negative air, and how will you protect the rest of the home?
5. How will you deal with smoke odor inside wall cavities and the HVAC ducts?

Ask for a Florida contractor license and, for mold work, a Florida mold remediator license, and look both up with the Department of Business and Professional Regulation. Also ask for proof of insurance and industry certification for the restoration crew.

How Their Reviews Break Down

Counts from public listings as of September 23, 2026. A handful of reviews says less than a few hundred.

Read This While You Wait

• DIY with careWhat to Do in the First 24 Hours After Water DamageAn hour by hour plan for the first day after water damage. Make it safe, stop the source, document, remove water and start drying before mold can start.
• DIY with careSafe DIY Mold Cleanup for Areas Under 10 Square FeetA step by step method to clean up mold under 10 square feet safely, with the gear to buy, what to throw away, why bleach is not the default, and when to stop.
• Call a proThe First 48 Hours After a House FireWhat to do in the first two days after a house fire. Safe re-entry, utilities, insurance calls, securing the home, food, medicine and what never to clean.
• DIY friendlyWasher, Dishwasher, Fridge and Toilet Supply Line LeaksHow washer hoses, dishwasher lines, ice maker tubing and toilet supply lines fail, how to clean up each kind of leak, and how to replace a line yourself.