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Storm and Flood guide

Flash Flood and Mud Cleanup

After a flash flood, treat all floodwater and mud as contaminated with sewage and chemicals, so shovel out mud while it is still wet, throw out soaked porous materials, wash and disinfect hard surfaces, and get everything dry within 48 hours.

Stay Safe While the Water Is Moving

Flash floods rise in minutes and move fast. The National Weather Service warns that 6 inches of moving water can knock an adult off their feet, and about 12 inches can carry away most cars. Turn around and find another route. Flooded roads can hide washed out pavement, open manholes and downed power lines.

Do not go back to a flooded property until local officials say the area is safe. Then check the outside first.

  • Look for downed power lines. Stay well away and call the utility.
  • Look for cracks in the foundation, a leaning chimney, or doors and windows that suddenly stick. These can mean the structure shifted.
  • Smell for gas. If you smell it, leave and call the gas company from a safe distance.
  • Watch for snakes, rodents and other animals pushed into buildings by the water.

Take photos and video of the water line, the mud and every damaged room before you start cleaning. Then call your insurer. Standard homeowners policies usually exclude flood damage, which is covered by a separate flood policy, so find out right away which policy applies.

Power, Gas and the Electrical Panel

Water and electricity are the deadliest combination in flood cleanup. Never touch the electrical panel, a breaker or a cord while you are standing in water or on a wet floor.

  • If the panel is in a dry area and you can reach it standing on a dry surface, turn off the main breaker. Use one hand and wear dry rubber soled boots.
  • If reaching the panel means walking through water, stop. Call the electric utility and ask them to disconnect power at the meter.
  • Any outlet, switch, breaker, panel, furnace, water heater or appliance that was underwater needs to be checked, and often replaced, by a licensed electrician or technician before it is used again.
  • Leave the gas off if gas appliances were flooded. Only the utility or a licensed plumber should restore it and relight pilots.

If you need power for pumps and fans, run a generator outdoors, far from doors, windows and vents, and use heavy duty outdoor extension cords plugged into it directly.

Why Flood Water Is Always Dirty Water

Water from a broken supply pipe starts clean. Floodwater never does. It picks up sewage from overflowing sewers and septic systems, fuel, oil, pesticides, fertilizers and whatever was on the streets it crossed. Restoration pros classify floodwater as Category 3, the most contaminated class of water.

Mud left behind carries the same contamination. That means three things for cleanup.

  • Wear rubber gloves, rubber boots, eye protection and an N95. Wash your hands with soap and clean water before eating, drinking or touching your face.
  • Keep children and pets out of the flooded area until it is cleaned and disinfected.
  • Porous materials that were soaked, such as carpet, pad, mattresses, upholstered furniture, drywall and insulation, generally cannot be made safe and must be removed.

If you have a cut or scrape, keep it clean and covered. See a doctor if a wound becomes red, swollen or oozing, and ask whether you need a tetanus shot if your last one was more than 5 years ago. If you have a private well that flooded, do not drink the water until it has been disinfected and tested.

Getting the Mud Out

Mud is easiest to move while it is wet. As it dries it hardens, bonds to floors and walls, and turns into fine dust you breathe. Start shoveling the day you can safely get in.

  1. Open doors and windows for air, as long as more rain is not coming in.
  2. Shovel mud into a wheelbarrow or heavy bags. Work from the room farthest from the door toward the exit.
  3. Pile mud and debris outside where the city or county says to, usually at the curb, and keep it off sidewalks and out of storm drains if you can.
  4. Hose off the remaining film before it dries, starting at the top of walls and working down. Push the water out the door with a squeegee or stiff broom.
  5. Use a wet/dry vacuum to pull out what is left in corners and low spots.

Do not run a gas powered pressure washer or pump indoors or in a garage, even with the door open. They produce carbon monoxide that can build to deadly levels quickly.

What to Keep and What to Throw Out

Photograph every item before it goes to the curb, and make a list for the claim.

ItemUsually
Carpet and padThrow out
Mattresses, box springs, pillowsThrow out
Upholstered furnitureThrow out
Particleboard and pressed wood furnitureThrow out, it swells and falls apart
Drywall and insulation that got wetCut out and throw out
Stuffed toys and baby items that cannot be boiledThrow out
Solid wood furnitureOften saved if cleaned, disinfected and dried slowly
Metal, glass, hard plastic, ceramicClean and disinfect
Clothing and linensWash in hot water with detergent, discard if still stained or smelly
Food touched by floodwaterThrow out, including home canned food

Undamaged, commercially made cans can be kept if you remove the labels, wash the cans, dip them in a bleach solution and relabel them with a marker. Throw out any can that is dented, swollen or leaking.

Flood Cuts, Cleaning and Disinfecting

Wet drywall wicks water upward and hides mud and moisture inside the wall. Pros make a flood cut, which means cutting the drywall in a straight line above the water mark and removing everything below it.

  • Cut at least 12 inches above the highest water line. Many pros cut at 2 or 4 feet so replacement uses standard sheet sizes.
  • Pull out all wet insulation. It will not dry inside the wall.
  • If the home was built before 1980, have drywall joint compound and any wall texture tested for asbestos before you cut.

Once the walls are open, scrub the studs, the bottom plate, floors and hard furniture with detergent and water to remove the film. Then disinfect. For hard, nonporous surfaces, a common mix is 1 cup of unscented household bleach in 5 gallons of water. Let it sit on the surface for several minutes, then rinse. Ventilate well. Never mix bleach with ammonia or other cleaners, which creates toxic gas.

Dry It Fast and Pump Basements Slowly

Mold can start growing on wet materials in 24 to 48 hours. Drying is a race.

  • Run fans to move air across wet surfaces and a dehumidifier to pull the water out of the air. Keep windows closed while the dehumidifier runs if it is humid outside.
  • Aim for indoor humidity below 50 percent.
  • Use a moisture meter to check studs and subfloors. Wood framing is usually considered dry when it reads below about 15 to 16 percent. Do not close walls until it does.

If your basement is full of water, do not pump it all out at once. When the ground outside is still soaked, it pushes hard on the basement walls. The water inside pushes back. Pumping too fast can crack or collapse walls or float the floor. Emergency management guidance is to pump out about one third of the water per day, and to wait until floodwater outside has gone down.

Step by Step

  1. Wait for the All Clear

    Go back only after officials say it is safe. Check outside for downed lines, gas smells and foundation damage before you enter.

  2. Photograph Everything

    Film the water line, the mud and every room before you clean. Call your insurer and ask whether flood or homeowners coverage applies.

  3. Shut Off Power Safely

    Turn off the main breaker only if you can reach it standing on a dry floor. Otherwise call the utility to disconnect at the meter.

  4. Gear Up

    Put on rubber boots, heavy rubber gloves, eye protection and an N95. Keep children and pets away.

  5. Shovel Wet Mud Out

    Shovel and bag mud while it is still wet, working from the far room toward the door. Pile debris where local officials direct.

  6. Hose and Vacuum the Film

    Hose remaining mud off walls and floors from the top down before it dries, then wet vacuum corners and low spots.

  7. Remove Soaked Porous Materials

    Pull out carpet, pad, mattresses, upholstered furniture and pressed wood furniture. Photograph and list them first.

  8. Make Flood Cuts

    Cut drywall at least 12 inches above the water line and remove all wet insulation. Test pre-1980 walls for asbestos before cutting.

  9. Clean Then Disinfect

    Scrub hard surfaces with detergent and water, then apply 1 cup bleach per 5 gallons of water, wait several minutes and rinse.

  10. Dry to Target

    Run fans and a dehumidifier until wood framing reads below about 15 to 16 percent and indoor humidity stays under 50 percent.

  11. Get Systems Inspected

    Have a licensed electrician, plumber and HVAC tech check anything that was underwater before it is used again.

Mistakes That Make It Worse

  • Walking or driving through moving water. It takes far less depth than people expect to sweep them away.
  • Letting mud dry before shoveling. Dry mud is harder to remove and turns into dust you breathe.
  • Pumping a flooded basement dry in one day. Soaked soil outside can crack or collapse the walls.
  • Running a gas pressure washer or pump in the garage. Carbon monoxide builds up quickly even with the door open.
  • Closing up walls before the framing is dry. Trapped moisture grows mold inside the wall.
  • Keeping soaked mattresses and upholstered furniture. Floodwater contamination does not come out of them.

Where You Live Matters

Nevada

In Southern Nevada, monsoon season runs roughly July through September, and a storm miles away can send a wall of water down a dry wash in minutes. Las Vegas Valley flood channels and washes fill fast and are deadly, so never walk, play or drive in them during or after rain. Desert soil sheds water rather than soaking it up, so flash flooding can hit even on streets that were dry an hour earlier. Mud here often carries caliche and fine silt that dries hard, which is one more reason to shovel it while wet.

Los Angeles County

In Los Angeles County, the biggest mud risk follows wildfires. Burned hillsides can shed water like pavement, and heavy rain can trigger debris flows of mud, boulders and burned trees for several years after a fire. If you live below a burn scar, follow county evacuation orders during storms, since debris flows can move faster than you can run. The county typically offers free sandbags at many fire stations before storms. After a debris flow, do not dig into mud piled against a home until officials confirm the slope above is stable.

New York City

In New York City, flooding usually means water in basements and cellars, from sewer backups during downpours or from storm surge in coastal areas like those hit by Hurricane Sandy. Hurricane Ida’s rain in 2021 flooded basement apartments so fast that people were trapped and died. If you live in a basement unit, get upstairs or out at the first sign of water coming in, and never go down into a flooding basement to save belongings. A backwater valve and a sump pump are the main defenses.

When to Call a Pro

  • Water or mud reached above the baseboards in living spaces
  • A basement is flooded more than a few inches deep
  • The electrical panel, outlets or HVAC equipment got wet
  • There are signs of structural damage such as cracked foundations or sagging floors
  • The home was built before 1980 and walls or floors need to be cut out
  • Drying is not done within 48 to 72 hours or you smell mold, so use the directory to find a flood cleanup specialist near you

Find storm damage repair and board up companies in Los Angeles County, Miami and Fort Lauderdale, Dallas and Fort Worth, Houston, New York City and 40 more metro areas.

Questions People Ask

Is flood water dangerous to touch?
Yes. Floodwater often carries sewage, bacteria, fuel and chemicals. Wear rubber gloves and boots, wash your hands with clean water and soap, and see a doctor if a wound becomes red, swollen or painful.
How do you clean mud out of a house after a flood?
Shovel it out while it is wet, hose the remaining film off walls and floors before it dries, and wet vacuum what is left. Then scrub with detergent, disinfect hard surfaces and dry everything fast.
How high should I cut drywall after a flood?
At least 12 inches above the highest water line. Many pros cut at 2 or 4 feet to match standard drywall sizes, and all wet insulation comes out too.
How fast should I pump water out of a flooded basement?
Slowly. Pump about one third of the water per day and wait until floodwater outside has gone down. Pumping too fast can crack or collapse the walls.
Does homeowners insurance cover flash flood damage?
Standard homeowners policies usually do not cover flooding from surface water. That is covered by a separate flood policy. Water that came in through a storm damaged roof may be treated differently, so ask your insurer.
How long after a flood does mold grow?
Mold can start in 24 to 48 hours on wet materials. That is why fast removal of wet drywall, insulation and carpet and aggressive drying matter so much.
Time
1 to 3 days of cleanup, then 3 to 7 days of drying
DIY cost
$150 to $600 for boots, gloves, respirators, cleaners, fans and a dehumidifier
Pro cost
$3,000 to $20,000 or more for mud removal, flood cuts, drying and disinfection

What You Need

  • Rubber boots, heavy rubber gloves and safety glasses
  • N95 respirator
  • Flat shovels, square nose shovels and a stiff broom
  • Wheelbarrow and heavy duty contractor bags
  • Garden hose with spray nozzle
  • Wet/dry vacuum and a submersible pump
  • Household detergent and unscented household bleach
  • Buckets, scrub brushes and a sponge mop
  • Box fans or air movers and a dehumidifier
  • Moisture meter
  • Utility knife and pry bar for flood cuts

Safety First

  • Never walk, swim or drive through floodwater, turn around instead
  • Do not enter until officials say the area is safe, and stay out of buildings with shifted foundations or sagging floors
  • Keep the power off and never touch the electrical panel while standing in water
  • If you smell gas, leave at once and call the gas utility from outside
  • Never run a generator, pressure washer or gas pump indoors or in a garage
  • Never mix bleach with ammonia or other cleaners
  • Clean and cover any cut, and see a doctor if a wound gets red, swollen or painful

Keep Reading

General information for homeowners and renters, not professional, legal or medical advice. When a job involves electricity, gas, structural damage or hazardous materials, stop and call a qualified professional.